SBI SO Recruitment 2025

Created by Sayooj NS in News 3 Dec 2025

🏦 SBI SO Recruitment 2025: Key Details

This recruitment drive by the State Bank of India (SBI) is a major opportunity for Specialist Cadre Officers (SCO) in the Wealth Management Department. The roles are on a contract basis for an initial period of 5 years, which is renewable based on performance.

📅 Important Dates

Event	Date
Online Application Starts	02 December 2025
Last Date to Apply	23 December 2025
Last Date for Fee Payment	23 December 2025
Interview Date	To be notified later

💰 Vacancy and Compensation Structure

A total of 996 vacancies have been announced across three main posts, offering highly competitive Cost to Company (CTC) packages.

Post Name	Total Vacancies	CTC Range (Per Annum)	Minimum Experience
VP Wealth (SRM)	506	₹30.00 Lakhs to ₹45.00 Lakhs	Min. 6 years
AVP Wealth (RM)	206	₹20.00 Lakhs to ₹30.00 Lakhs	Min. 3 years
Customer Relationship Executive (CRE)	284	₹4.00 Lakhs to ₹6.00 Lakhs	Freshers can apply

Note: The CTC for VP Wealth (SRM) includes a fixed pay of ₹30 Lakhs plus performance-linked pay and allowances.

✅ Eligibility Criteria (As on 01.05.2025)

1. Educational Qualification

For All Posts: Graduation from a Government recognised University or Institution is mandatory.
For Customer Relationship Executive (CRE): A valid Two-Wheeler Driving License is mandatory.

2. Experience Requirements

VP Wealth (SRM): Minimum 6 years of experience in Sales/Marketing/Wealth Management in leading Banks/AMCs.
AVP Wealth (RM): Minimum 3 years of experience in Sales/Marketing/Wealth Management in leading Banks/AMCs.
Customer Relationship Executive (CRE): Freshers with a valid driving license can also apply.

3. Age Limit

VP Wealth (SRM): 26 to 42 Years
AVP Wealth (RM): 23 to 35 Years
Customer Relationship Executive: 20 to 35 Years
Age relaxation is applicable for reserved categories (SC/ST/OBC/PwBD) as per Government rules.

📝 Selection Process

The selection for these Specialist Officer posts is conducted without a written exam.

Stage 1: Shortlisting
- A Shortlisting Committee will verify applications and determine parameters (based on qualification and experience) to shortlist an adequate number of candidates.
- Mere fulfillment of minimum eligibility does not guarantee an interview call.
Stage 2: Interview (100 Marks)
- Shortlisted candidates will be called for an interview, which carries a total of 100 marks.
- The Bank will decide the minimum qualifying marks for the interview.
Merit List: The final selection is based solely on the scores obtained in the interview.

💻 How to Apply Online

To apply, candidates must follow the online application process on the official SBI recruitment portal before the deadline.

Check Eligibility: Confirm you meet the educational, age, and experience criteria for the desired post.
Scan Documents: Prepare scanned copies of your Photograph, Signature, Resume, ID Proof, and Educational/Experience Certificates (in PDF format).
Registration: Visit the official application link and complete the "New Registration."
Fill Application Form: Carefully enter your personal, educational, and work experience details.
Upload Documents: Upload your scanned photograph, signature, and other required documents.
Fee Payment: Pay the application fee online using a Debit/Credit card or Internet Banking.
- General / OBC / EWS: ₹750/-
- SC / ST / PwBD: Nil (Exempted)
Print: Print the final submitted application form for future reference.

The recruitment for SBI Specialist Cadre Officer (SCO) in Wealth Management (VP Wealth, AVP Wealth, and CRE) is based only on Shortlisting and Interview, which means there is no written examination syllabus to study for this specific recruitment drive.

Since the selection is based entirely on the Interview (100 Marks), your "syllabus" will focus on your professional knowledge, experience, and the core competencies of a Wealth Manager.

Here is a detailed breakdown of the knowledge areas you should focus on for your preparation:

🎯 Interview Syllabus: Key Focus Areas

The interview will primarily assess your professional knowledge, practical experience, and behavioral fit for high-value wealth management roles.

1. Professional & Technical Knowledge (Wealth Management)

This is the most critical area and constitutes the Professional Knowledge component of your preparation. You must demonstrate deep expertise relevant to the roles (VP/AVP Wealth).

Financial Markets & Products:
- Thorough knowledge of Equity, Fixed Income (Bonds), Mutual Funds (MFs), and Alternative Investments (AIF, PMS, Structured Products).
- Understanding of Asset Allocation, Portfolio Rebalancing, and Investment Strategies.
Banking & Wealth Concepts:
- Principles of Wealth Management and Private Banking.
- Understanding the needs of High Net Worth (HNI) clients.
- Knowledge of the Indian Financial System, Capital Markets, and Regulatory Frameworks (RBI, SEBI).
Financial Planning & Taxation:
- Techniques for Financial Planning, Goal Setting, and Retirement Planning.
- Knowledge of Indian Tax Laws (Income Tax, Direct and Indirect Taxes) relevant to investments and wealth structuring.
- Concepts of Risk Profiling and matching products to client risk tolerance.
Relevant Certifications (Preferred): Knowledge associated with certifications like NISM (V-A, XXI-A), CFP (Certified Financial Planner), or CFA (Chartered Financial Analyst).

2. Job Profile & SBI-Specific Knowledge

The panel will test your understanding of the job and the institution you're joining.

Role-Specific Duties:
- Detailed responsibilities of a VP Wealth (Senior Relationship Manager) and AVP Wealth (Relationship Manager), focusing on client acquisition, relationship building, and revenue generation.
- Knowledge of CRM systems and Portfolio Management Software.
SBI & Current Affairs:
- Current trends in the Banking and Wealth Management industry (e.g., digitalization, FinTech impact).
- SBI’s current position, key initiatives (especially in Wealth Management), and major competitors.
- Recent National & International Events related to finance, economy, and banking.

3. Experience and Behavioral Questions

Your interview performance relies heavily on how you articulate your past experience and skills.

Question Type	Focus Area	Example Questions
Experience/Profile	Demonstrating your track record in sales, marketing, and client handling.	"How have you consistently achieved your sales targets?" "Describe a complex financial problem you solved for a client."
Client Relationship	Assessing your soft skills in building trust and managing HNI clients.	"How do you build and maintain harmony/trust with clients?" "How would you handle a client complaint about a loss in their portfolio?"
HR/Behavioral	Evaluating your professional mindset, ambition, and fit with SBI's culture.	"Why do you want to join SBI as a Specialist Officer?" "What are your career goals?" "What are your strengths and weaknesses?"

💡 Selection Process Summary

Remember, your application success depends on clearing two stages:

Shortlisting: This is based on the quality and relevance of your Educational Qualification (Graduation is mandatory; Post-Graduation in Finance/Marketing/Banking and certifications are preferred for VP/AVP) and, critically, your Post-Qualification Experience as stated in your CV.
Interview: The final merit list is based solely on your score in the 100-mark interview.